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The First PEO to Lead with Consumer Driven Health Plans

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FOUNDER BIOS

"In the clearing stands a boxer and a fighter by his trade..."

Simon & Garfunkel

Although as a young man, Joe Carfagno imagined a career in boxing, this native of South Philly, Pa, a maverick in his support of the Dallas Cowboys, decided to leave the ring in favor of Temple University. The "street kid"survived, however, in the fighting spirit that fueled his achievement in college. He graduated with degrees in Marketing and Economics after a heavy course load of 157 credits in four years, financing his entire education by working in restaurants and construction. He learned early on the value of hard work, discipline, and determination. In 1995, he joined ADP and jabbed a fast and steady rise through the ranks of the employer service division, gaining experience and insight into the mechanisms and needs of small business. He grew the Northeast PA market for ADP and then went on to lead a large sales force in central New Jersey, exceeding growth expectations. His footwork strong and balanced, his vision clear, Joe continued to develop personal strength via running his first marathon and marrying a woman who understood his drive, ambition, and work ethic. Meanwhile, he discovered a new power punch when he entered the PEO division of ADP TotalSource. He truly believed in the product, realizing it delivered the one-stop shop for small business needs. He questioned, however, the practice of corporate America controlling small business services. After being tutored in the large corporate environment and understanding the product from the ground up, he set out to create a better and more responsive service model, one finely tuned to support small business with expediency and accuracy. Now the proud father of two children, active in his community, and in partnership with Dan Surtz who shares his philosophy and ethics, Joe is confident that he has forged an arena dedicated to excellence and a strong future.

When Joe is not helping clients, he enjoys...
Spending time with his daughters
Barbequing
Driving his l991 Alfa Romeo Spider
Cooking Sunday dinners
Watching Dallas Cowboy football
Learning to play bass guitar

"Stay low and let your shoulder pads do the talking"

Dan Surtz was "Danny" to everyone at the neighborhood playground where he gained fast and certain footing as the kid with the big smile, ready for any game—anytime. Learning the line of scrimmage at an early age, Dan developed not only skill but respect for training, sportsmanship, excellence, and achievement through fair play and determination that continued in all areas of his life. After working to help finance college and earning a reputation as a hard-nosed offensive lineman, Dan graduated with honors from Franklin & Marshall College. Football became his metaphor, a touchstone by which he judged future plays, believing in his heart that he was a running back. He graduated from Villanova Law School in l997 and began a six year stint in corporate litigation. His experience there helped formulate the value system and strong philosophy he uses daily to define not only a business sense but also a dedicated concept of ethics. When he was recruited at ADP TotalSource, he garnered yet another viewpoint which supported his instincts and ambition. What he valued in the law, in terms of protecting companies, is what crystallizes Fusion’s PEO service to clients and Dan’s personal commitment to both his business and personal creations. Quite simply, he is a lineman, using his strong shoulders and good judgment to protect his"ball carriers”, to remove obstacles and provide clear lanes to the end zone for those in his trust. His experience defending businesses in litigation taught Dan the value of front end protection and preventive tactics which avoid any waste of time, money, or the need to go to court. Dan, like his partner Joe, saw a niche for a PEO with a highly personal approach founded on pro-active service and face-to-face communication. Dan believes in relationships, has a strong vision for the future that treats business with the respect he treats people, the dedication he treats family, and with the reliability that defines his game.

Career Stats
Daddy to one son and three daughters
Husband to a lively Spanish wife
Devoted son and brother
Diehard Steelers Fan
Voted "Friendliest" in high school yearbook