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FORTUNE 500 BENEFITS AND HEALTHCARE: Fusion's Lifestyle Plans Approach
Healthcare looms as a huge challenge to the small business employer, critical to retaining an excellent work force. Maintaining, administrating, and being able to afford strong employee benefits are often the factors that make or break success.
Fusion believes that employees should be able to choose the health plans that best suit their individual lifestyles. If employees understand how health plans really work and can utilize their plans advantageously, a "win-win" situation is created for the employee as well as the employer.
By offering a consultative approach, Fusion will stabilize your company's costs over the long-term by educating your employees on healthcare consumerism, insuring that each employee has the most suitable plan.
Because the small business market continues to incur double digit increases year after year, it is important for us as small business owners to stabilize employee benefits. Fusion has created a suite of plans from Oxford and Aetna insurances to cover all lifestyles and employee needs.
Staying competitive with big business benefits beyond healthcare is also a huge challenge for small business owners. By aggregating groups of small businesses, we achieve economies of scale with the following benefits we extend to our clients:
Dental
Vision
Life
Long-Term Disability
Short-Term Disability
Medical Flex Spending
Dependent Care Flex Spending
Group Auto
Group Home
Long-term Care
529 Plans
Employee Assistance Program
Perks and Discounts
HSA Accounts
HRA Accounts
FLEX SPENDING
Another way to help control co-payments, prescription and daycare expenses is with our Flex Spending Program. We implement and monitor the plan from start to finish, removing the administrative and filing burden from employers. Employees can take advantage of the pretax savings. This benefit, coupled with our lifestyle health plans, helps stabilize healthcare costs for your employees.
HEALTH ADVOCACY
Health Advocate, Inc. is an advocacy and assistance service to help employers to access healthcare and insurance systems. Armed with expertise and long-standing relationships in the healthcare and insurance industry, Health Advocate acts on the workers' behalf in a highly personalized manner, fully aware that there are no “one-size-fits-all” answers for healthcare. Fusion's lifestyle health plans enable clients and employees to more easily navigate the complexities of insurance systems and to make informed choices and decisions for themselves and their families. Health Advocate, Inc. offers the following:
- Truly invaluable service for you and your employees
- A dedicated "personal health advocate" for members and their families
- Assistance with claims, grievance advice, fee negotiation, care coordination, and much more.
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