With today's Multiple Employer Plans (MEPs), small businesses may receive the economies of scale that have generally been reserved for large businesses. A Multiple Employer Plan is an arrangement by which a retirement plan is sponsored by a Professional Employer Organization (PEO) such as Fusion Employer Services. Multiple, unrelated businesses may adopt the retirement plan under the umbrella of Fusion.

• Transamerica Retirement Services ranked among the top plan providers in a recent PLANSPONSOR® Magazine Defined Contribution Survey and has more than 15,000 retirement plans totaling more than $13.2 billion in assets.
• Transamerica received 40 out of 46 "Best in Class" cups, covering all 23 participant and sponsor service categories in the 2008 Defined Contribution Survey conducted by PLANSPONSOR® Magazine.
• Ninety-six percent of Transamerica's clients who responded indicated that they would recommend the firm to a colleague.
• Transamerica Retirement Services has been a provider of retirement plans and investment products for more than 70 years

Employee Retention

Recruit and retain your valuable employees by offering a 401(k) Retirement Plan.

• 64% of full-time employees whose employer doesn't offer a retirement plan said they would likely leave their current job for a nearly identical position with a similar employer that offered one.
• 51% of full-time employees said they'd prefer a job with excellent retirement benefits with minimum salary requirements vs. higher salary with poor retirement benefits.

Enrollment and ongoing education services for employees
Sophisticated Plan Design Opportunities

The chief advantages of adopting and offering a retirement plan under an MEP are the savings in administrative costs and burdens. Fusion Employer Services handles the administration, just as we handle payroll tax returns, and you, the Adopting Employer, do not need to be bothered with it. Since the plan files a single 5500, the costs of preparing that 5500, as well as the costs of preparing plan updates to deal with changes in the law, can be spread over all the Adopting Employers. This may result in major savings.

There are additional benefits of offering a 401(k) Retirement Plan through Fusion Employer Services, LLC. You may receive:

• Cost effective employee benefits
• Plan design flexibility to fit your business objectives
• A quality investment choice line-up
• Compliance and ERISA support
• Participant education materials and nationwide enrollment support
• Tax benefits for your business
• Dynamic Client and Participant Website
• Paperless enrollment and transactions

• Provides fiduciary oversight
• Offers Plan Administrator responsibilities
• Provides investment due diligence and oversight
• Manages plan compliance and administration
• Provides data and contribution transmittal
• Manages employee eligibility notification